The shared home
operating system

The money, the groceries, the fridge, and the chores - in one Hebrew-first app. You start by splitting the bills, but SHULAM! runs everything you share at home.

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Free to use No bank details Hebrew OCR

What is SHULAM!

SHULAM! is a free Israeli app for managing shared household expenses: splitting rent, Arnona, utilities, and groceries between roommates, scanning receipts in Hebrew, and tracking who owes whom - with no bank account connection and no fees. Settling up happens directly via Bit, Paybox, or cash.

According to the Israeli Central Bureau of Statistics, about 29.6% of Israeli households - roughly 894,000 - live in rented homes, and around 49.4% in the Tel Aviv area. Some 310,000 of them are young, multi-person households looking for a digital solution. SHULAM! was built exactly for them.

What's inside

Your whole shared home, in one place

SHULAM! isn't a wallet or a payment app - it's the operating system of the shared home: expenses, shopping, fridge, recipes, chores, and reminders. The AI already works today, not later: scan a receipt and it splits; snap the fridge and it suggests dinner. An app you open every day, not once a month.

Expenses & splits

Rent, Arnona, utilities, groceries - who paid, how much, and how it splits. Snap a receipt and the AI fills it in, reading every line in Hebrew; equal, percentage, or exact splits, with a real-time balance and an algorithm that minimizes the transfers needed to settle everyone up.

Shared shopping list

One list for the whole home (plus a personal one each). Buy, check off, and the expense links to the receipt.

Fridge & pantry tracker

What's at home and what's about to expire - with smart shelf-life estimates for ~200 products and alerts before anything spoils.

Smart recipes

Snap the fridge and SHULAM! suggests what you can cook from what you already have - starting with the items about to expire.

Fair chores

A weekly rotation that weighs each chore's difficulty and balances the load - with an anonymous nudge for whoever forgot.

Household reminders

A bill due date, building fees, insurance, or any shared to-do - one reminder for the whole flat so nothing slips through the cracks.

How it works

Three steps. Five minutes.

01

Create a household

One roommate creates the household, gets an invite code, and everyone joins in one tap.

02

Log expenses

Scan a receipt or type an amount. Pick who paid and how it splits - 20 seconds.

03

Settle up

See who owes whom at any moment, pay via Bit or Paybox, and mark it settled.

Why SHULAM!

Splitting expenses between roommates: SHULAM! vs Splitwise, Excel, or WhatsApp

Unlike Splitwise, SHULAM! is built from the ground up for Israel: full Hebrew and RTL, Hebrew receipt scanning for Israeli chains, local categories like Arnona and building fees, and settling via Bit or Paybox. And unlike Excel or the WhatsApp group - it sends reminders, remembers who paid last time, and computes the shortest path to settle all debts. SHULAM! does the math, not the money - the cash moves directly between you via Bit or Paybox.

SHULAM! Spreadsheet WhatsApp group
Expense tracking
Shared expense trackingRent, utilities, groceries and more ✓ Manual,
clunky		 ✗
Auto-split among roommatesEqual, by percentage, by usage ✓ Manual
formulas		 ✗
Hebrew OCR receipt scanningSnap a photo, the app does the rest ✓ ✗ ✗
Debt settlement
Real-time debt balanceWho owes whom and how much ✓ If kept
up to date		 ✗
Minimum-transfers algorithmReduces the number of payments needed ✓ ✗ ✗
Settlement historyLog of every settled payment ✓ If you build
a log manually		 ✗
Experience & accessibility
Mobile appiOS & Android ✓ ✓ ✓
Full Hebrew & RTL support ✓ Partial ✓
Payment due reminders ✓ ✗ Manual
No bank details requiredMoney transfers directly between you ✓ ✓ ✓

Early users say

Happy roommates across the country

★★★★★
We switched to SHULAM! and there's no going back. The receipt scanning alone saves us at least twenty minutes a week.
A
Aviv K.
Shared apartment, Tel Aviv · 3 roommates
★★★★★
No more "who paid the electric bill this month?" Everything is clear, everything is organized, and nobody gets hurt.
M
Michal R.
Couple's apartment, Jerusalem · 2 roommates
★★★★★
We tried several different solutions. SHULAM! is the first one that everyone in the apartment actually uses, including the roommate who hates apps.
D
Dan L.
Shared apartment, Haifa · 4 roommates

FAQ

Frequently asked questions

SHULAM! is free to use: expense splitting, settle-up, shopping lists, fridge and pantry, chores, reminders, recipes, and receipt scanning - all at no cost and with no bank connection. A paid Pro plan with advanced AI features will be added later, but the core that runs the home stays free.
No. SHULAM! never connects to your bank account, never stores card details, and requires no payment method. The app is a shared ledger only - everything is tracked from what you enter or scan.
Add the expense (or scan a receipt), choose who paid - and SHULAM! splits the amount automatically across all roommates: equally, by percentage, or by exact amounts. Every roommate's balance updates in real time, so you always see who owes whom and how much.
SHULAM! is built from the ground up for the Israeli market, while Splitwise is a generic US app. The key differences: full Hebrew and RTL, Hebrew receipt scanning for Israeli chains (Shufersal, Rami Levy, Victory), local categories like Arnona and building fees, settling via Bit or Paybox, and shared-home tools - fridge, shopping lists, and chores - that no other bill-splitting app has.
SHULAM! was built exactly for this - a fully Hebrew Israeli app, with receipt scanning from Israeli chains (Shufersal, Rami Levy, Victory), local categories like Arnona and building-committee fees, and settling up directly via Bit or Paybox. Most apps in this space (like Splitwise or Tricount) are American and generic, and don't know what an Israeli household actually spends on. SHULAM! also adds a shared fridge, shopping list, and chores - all in one place, with a free core.
Snap a photo of the receipt - SHULAM! uses AI to read the store, date, total, and every line item, in Hebrew and English. The expense is created automatically with all items, split between roommates, and you can even add the groceries straight to your shared fridge.
Every shared household expense: rent, Arnona, electricity, water, internet, groceries, and anything else. Recurring and one-off expenses, with a receipt photo as proof and a fully searchable history.
One roommate creates the household in SHULAM! and gets a short invite code. The others enter the code (or tap the invite link) and join in seconds - no forms, no complicated setup.
No. SHULAM! is a ledger only and never touches your money. When you settle up, the money moves directly between you - via Bit, Paybox, bank transfer, or cash - and you simply mark the debt as settled in the app.
The books stay balanced. Past expenses of roommates who left remain part of the calculation, so everyone else's balance stays correct - and open debts with them can be settled even after they move out.
Yes. All traffic is encrypted (HTTPS), passwords are stored hashed (bcrypt) and never as plain text, and SHULAM! never sells data to third parties. The app operates in line with Israel's Privacy Protection Law and the Privacy Protection (Data Security) Regulations, 2017.
Any home that shares expenses: roommates, couples, families, and students in dorms. There's no limit on household size - SHULAM! works just as well for a couple as for a five-roommate flat.
SHULAM! is available for free on the App Store and Google Play. Download it, create your household in one tap, and invite your roommates with an invite code - no bank details, no cost.

Want to go deeper? All our guides for living with roommates

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Available now - free, no bank details.

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